Articles About Home Loans in South Africa

Tips on getting that home loan with which you can buy your own home - Even though property prices have soared in recent years, you can probably still obtain a home loan to buy your own home if you are earning a regular salary. Here are some ways that you can get that home loan you need to become a home owner without needing an excessively high income...read more of this home loan article

Increased Payments on Your Home Loan - Consider paying an additional amount on your home loan payments no matter how small the amount may be. A small amount each month can significantly reduce the overall amount on your home loan. Carefully go through your monthly budget and see how much you can afford to pay extra per month...read more of this home loan article

Calculating The Affordability of Your Home Loan - How much should you take a home loan for ? Generally the banks will give you around 20 times of your monthly gross income but should you take the full amount that you are entitled to ? Here are a few points to consider before making that decision...read more of this home loan article

Applying For a Home Loan in South Africa - In the past if you wanted a home loan you had to go to your bank and make an appointment to see a staff member of the bank's home loan department. You would then be given a home loan application to take home to complete and return with all the required documentation...read more of this home loan article

Common Questions About Home Loans in South Africa - Bonus Bonds home loans in South Africa articles - Some common questions regarding home loans in South Africa answered by Bonus Bonds including question regarding bond registration, bond attorneys, life assurance and debit orders... read more of this home loan article

South African Home Loan and Real Estate Terminology - Bonus Bonds home loans article - Short explanation of terminology used in regards to real estate and home loans in South Africa icnluding terms such as voetstoots, addendum, breach clause, prior occupation, null and void, escape clause etc. ...read more of this home loan article

Using a Mortgage Originator to Help You Get a Home Loan - A morgage originator such as Bonus Bonds deals on your behalf with the banks in South Africa to secure your home loan and get the best deal for you. You get professional advice regarding your home loan and the mortgage originator is able to deal with a variety of banks in South Africa ...read more of this home loan article

Choosing a Home Loan in South Africa - In South Africa the home buyer is confronted with a variety of different home loan options. This article is aimed at helping you choose the best home loan package from the options available in South Africa... read more of this home loan article

Expsenses When Buying a Home in South Africa - When buying a home in South Africa their is other expenses over and above your home loan that you need to be aware of. Make sure you budget for these expenses before you decide how much you can afford on your home loan in South Africa...read more of this home loan article

How to get Pre-Approval for a Home Loan in South Africa - Getting a pre-approval on a home loan can considerable speed up the process of buying a home in South Africa. You will also be taken a lot more seriously if you can show that you can afford the house that you intend to buy... read more of this home loan article